Tata AIG General Insurance launches Tata AIG Elder Care health policy; all you need to know

New Delhi, India: Tata AIG General Insurance has launched a new health insurance policy called Tata AIG Elder Care, which is specifically designed for senior citizens aged 61 years and above.

The policy offers a wide range of benefits, including:

• Coverage for hospitalization expenses, including room and board, doctor’s fees, and diagnostic tests
• Coverage for pre-hospitalization and post-hospitalization expenses
• Coverage for day care procedures
• Coverage for ambulance expenses
• Coverage for home care services
• Coverage for OPD treatment
• Coverage for AYUSH treatments

The policy also offers a number of value-added features, such as:

• A cumulative bonus of 50% on the sum insured for every claim-free year
• A restore benefit that restores the sum insured to its original value if it is exhausted
• A global cover that provides coverage for medical expenses incurred outside of India

The Tata AIG Elder Care policy is available in two variants:

• Silver Plan: This plan offers a sum insured of Rs. 2 lakhs to Rs. 10 lakhs
• Gold Plan: This plan offers a sum insured of Rs. 5 lakhs to Rs. 20 lakhs

The premium for the policy varies depending on the age of the insured person and the sum insured. For example, a 61-year-old male insured person would pay an annual premium of Rs. 8,999 for a Silver Plan with a sum insured of Rs. 5 lakhs.

The Tata AIG Elder Care policy is a good option for senior citizens who are looking for a comprehensive health insurance policy that covers all of their medical needs. The policy is also affordable and offers a number of value-added features.

Here are some tips for choosing a health insurance policy for senior citizens:

• Compare different policies before choosing one.
• Make sure that the policy covers all of your medical needs.
• Consider the premium and the sum insured before choosing a policy.
• Choose a policy from a reputable insurance company.
• Read the policy document carefully before buying it.

If you are a senior citizen, I recommend that you consider the Tata AIG Elder Care health insurance policy. It is a comprehensive and affordable policy that offers a number of value-added features.