The PM Swamitva Yojana is a central government scheme that aims to provide rural homeowners with legal ownership of their properties. The scheme was launched in 2020 and is being implemented by the Ministry of Panchayati Raj.
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Under the PM Swamitva Yojana, rural homeowners will be given a Record of Rights (RoR), which is a legal document that proves ownership of a property. The RoR can be used to obtain loans, sell the property, or transfer it to heirs.
Online Registration
To register for the PM Swamitva Yojana, rural homeowners can visit the official website of the scheme and submit an online application. The application form will require homeowners to provide basic information about themselves and their property.
Once the application form is submitted, it will be reviewed by the local authorities. If the application is approved, the homeowner will be issued a unique identification number (UIN). The UIN can be used to track the status of the application and to download the RoR once it is issued.
Online Login
To login to the PM Swamitva Yojana website, homeowners will need to enter their UIN and mobile phone number. Once logged in, homeowners can view the status of their application, download the RoR, and make updates to their personal information.
Benefits of the PM Swamitva Yojana
The PM Swamitva Yojana offers a number of benefits to rural homeowners, including:
- Legal ownership of property: The RoR issued under the scheme is a legal document that proves ownership of a property. This can be helpful in obtaining loans, selling the property, or transferring it to heirs.
- Increased property value: A property with a RoR will have a higher market value than a property without a RoR. This is because the RoR provides buyers with the assurance that the seller is the legal owner of the property.
- Reduced disputes: The RoR can help to reduce disputes over property ownership. This is because the RoR clearly identifies the legal owner of the property.
- Improved access to credit: The RoR can be used to obtain loans from banks and other financial institutions. This can help homeowners to finance the construction of new homes, renovate their existing homes, or start a business.
How to Apply for the PM Swamitva Yojana
To apply for the PM Swamitva Yojana, rural homeowners can visit the official website of the scheme and submit an online application. The application form will require homeowners to provide basic information about themselves and their property.
Once the application form is submitted, it will be reviewed by the local authorities. If the application is approved, the homeowner will be issued a UIN. The UIN can be used to track the status of the application and to download the RoR once it is issued.
Conclusion
The PM Swamitva Yojana is a beneficial scheme for rural homeowners. The scheme provides homeowners with legal ownership of their properties, which can help them to obtain loans, sell their properties, and transfer them to heirs. If you are a rural homeowner, I encourage you to register for the PM Swamitva Yojana.
