New Delhi, India: Tata AIG General Insurance has launched a new health insurance policy called Tata AIG Elder Care, which is specifically designed for senior citizens aged 61 years and above.
The policy offers a wide range of benefits, including:
- Coverage for hospitalization expenses, including room and board, doctor’s fees, and diagnostic tests
- Coverage for pre-hospitalization and post-hospitalization expenses
- Coverage for day care procedures
- Coverage for ambulance expenses
- Coverage for home care services
- Coverage for OPD treatment
- Coverage for AYUSH treatments
The policy also offers a number of value-added features, such as:
- A cumulative bonus of 50% on the sum insured for every claim-free year
- A restore benefit that restores the sum insured to its original value if it is exhausted
- A global cover that provides coverage for medical expenses incurred outside of India
The Tata AIG Elder Care policy is available in two variants:
- Silver Plan: This plan offers a sum insured of Rs. 2 lakhs to Rs. 10 lakhs
- Gold Plan: This plan offers a sum insured of Rs. 5 lakhs to Rs. 20 lakhs
The premium for the policy varies depending on the age of the insured person and the sum insured. For example, a 61-year-old male insured person would pay an annual premium of Rs. 8,999 for a Silver Plan with a sum insured of Rs. 5 lakhs.
The Tata AIG Elder Care policy is a good option for senior citizens who are looking for a comprehensive health insurance policy that covers all of their medical needs. The policy is also affordable and offers a number of value-added features.
Here are some tips for choosing a health insurance policy for senior citizens:
- Compare different policies before choosing one.
- Make sure that the policy covers all of your medical needs.
- Consider the premium and the sum insured before choosing a policy.
- Choose a policy from a reputable insurance company.
- Read the policy document carefully before buying it.
If you are a senior citizen, I recommend that you consider the Tata AIG Elder Care health insurance policy. It is a comprehensive and affordable policy that offers a number of value-added features.